
This Million Dollar Chicken Casserole is a creamy classic brimming with savory chicken, rich cheeses, and the perfect crunchy topping. If you crave a dinner that feels both special and effortless, this recipe brings cozy comfort and delivers every time. Whether you are feeding a hungry crowd or just need something simple and delicious after a long day, this casserole will quickly earn a spot on your regular rotation.
I love how the golden cracker crust shatters under your fork to reveal all that gooey melty cheese. My family always asks for seconds and I find myself making this whenever I want to see everyone gathered around the table smiling.
Ingredients
- Cooked chicken: provides hearty protein and soaks up all the creamy flavors. Choose fresh rotisserie or leftover roast for best texture
- Cream cheese: gives that lush tangy base. Go for full-fat and let it soften for easy blending
- Cottage cheese: keeps the texture light and comforting. Small curd varieties blend best
- Sour cream: lends smooth silkiness and balances the dish with a gentle tang
- Mayonnaise: adds extra depth and richness. True creamy perfection comes from this small touch
- Cream of chicken soup: thickens and infuses nostalgic savory flavor. Choose a quality brand for best results
- Parmesan cheese: creates a sharp nutty layer that browns under the topping. Shred fresh cheese for maximum flavor
- Mozzarella cheese: pulls into irresistible stretchy strands. Look for low moisture shredded for easy melting
- Ritz crackers: give you that signature golden crumb on top. Always use fresh crackers for best crunch
- Unsalted butter: coats the cracker topping and guarantees deep golden color. Choose high-quality butter for flavor
- Salt pepper garlic powder and onion powder: season every layer
- Fresh parsley: brings a pop of green and brightness. Add just before serving for color
Step-by-Step Instructions
- Preheat the Oven:
- Make sure your oven is set to 350 degrees Fahrenheit. Let it come to full temperature so your casserole bakes evenly and the topping crisps perfectly
- Mix the Creamy Base:
- In a large bowl combine softened cream cheese cottage cheese sour cream mayonnaise and cream of chicken soup. Whip with a sturdy spatula or electric mixer until very smooth so there are no lumps at all
- Season the Mixture:
- Sprinkle in garlic powder onion powder salt and pepper. Taste and adjust so the base is just how you like it
- Fold in the Chicken:
- Add the diced or shredded chicken. Gently toss until every piece gets coated but try not to overmix to keep the chicken tender
- Prepare the Baking Dish:
- Grease a nine by thirteen inch pan well with butter or spray so nothing sticks. Carefully spread the chicken mixture out evenly across the dish
- Add Parmesan Layer:
- Scatter the grated Parmesan evenly over the top so it forms a thin second layer ready to caramelize under heat
- Make the Cracker Topping:
- In a separate bowl gently stir together crushed Ritz crackers and melted butter until all crumbs are coated and glossy
- Top the Casserole:
- Sprinkle the buttery cracker mixture over the entire casserole to ensure every bite will have crunch
- Add Mozzarella Cheese:
- Scatter the shredded mozzarella over the topping for that famous cheese stretch in every serving
- Bake to Perfection:
- Place the dish on the center rack and bake for twenty five to thirty minutes until the edges bubble and the top looks deeply golden and crisp
- Rest Before Serving:
- Let the casserole rest for ten minutes before slicing. This helps the layers set so you get neat portions
- Garnish and Serve:
- Finish with a sprinkle of chopped parsley for a fresh touch and bring the dish straight to the table to enjoy warm

Parmesan is my favorite ingredient for its nutty punch and I always get requests for extra crispy topping at family gatherings. I will never forget the time my little one asked for thirds then offered the last cheesy corner piece to his grandma. Watching everyone scrape their plate is the best reward for any cook.
Storage Tips
Cool the casserole for about ten minutes then transfer leftovers promptly to an airtight container and refrigerate. If you are saving several portions layer with parchment so the topping stays crisp. Reheat slices in the microwave or for best crunch use a hot oven covering loosely with foil if needed.
Ingredient Substitutions
You can swap turkey for chicken with equally comforting results. Try Greek yogurt in place of sour cream if you want to lighten the dish. Gluten-free butter round crackers work beautifully if you need a wheat-free topping.
Serving Suggestions
Brighten the plate with a crisp salad dressed in lemon vinaigrette or pair with roasted asparagus for a pop of color. Warm rolls or garlic bread help scoop up every bit of the creamy filling so nothing is left behind.
Cultural Context
Casseroles like this became popular for their convenience and ability to stretch leftovers into a complete meal. Million Dollar Chicken Casserole keeps this tradition alive but with a touch of indulgence from the rich cheese blend and the signature cracker topping.
Recipe FAQs
- → Can I prepare this casserole ahead of time?
Absolutely! Assemble everything, cover, and refrigerate up to a day ahead. Add the cracker topping just before baking so it stays crisp.
- → What’s the best substitute for Ritz crackers?
If you don't have Ritz, try crushed saltines, club crackers, or even panko breadcrumbs for a similar buttery crunch.
- → How do I store leftovers?
Cool leftovers to room temperature, then transfer to an airtight container and refrigerate for up to 4 days. Reheat in the oven or microwave.
- → Can I make it with turkey instead of chicken?
Yes, cooked turkey works well and offers a different flavor twist without changing the creamy, cheesy texture.
- → How do I prevent the topping from getting soggy?
Keep the topping separate until right before baking, and bake uncovered to ensure it becomes golden and crisp.
- → Are there ways to add extra crunch or flavor?
For added texture, mix in slivered almonds or chopped pecans with the cracker topping, or add a dash of smoked paprika for depth.